Be vigilant against money transfer fraud

Fraudsters often use money transfer services to deceive their victims. Learn about the different forms of scams and how to protect yourself.

Fraudsters often use money transfer services to mislead their victims. Common forms of scams include:

1.Sentimental fraud

The online dating scam is one of the most common scams on dating sites and social networks. The fraudster is posing as a transi lover, using stolen photos and a well-rehearsed romantic speech.

How does that work?

  • The scammer engages in an intense virtual relationship, being attentive and affectionate.

  • Claims to be living abroad or unable to meet the victim.

  • He invents an emergency (illness, accident, blocked plane ticket) and asks for money.

  • Once the money is sent, it disappears or finds a new excuse.

2. Fraud of inheritance or bogus gain

This scam is based on an enticing promise: an unexpected legacy or a huge lottery win that you have never played.

How does that work?

  • You receive an email or message announcing a legacy from an unknown relative.

  • You are notified of a lottery win without having participated.

  • You are required to pay an “administrative fee” to unlock the funds.

  • Once the fee is paid, the scammer disappears or demands further payments.

3. Identity theft

Fraudsters impersonate relatives or authorities to extort money by playing on urgency and panic.

how does that work?

  • You receive a call or message from a “loved one” claiming to be in danger.

  • A fake police officer or lawyer contacts you to request an immediate money transfer.

  • The crook uses personal information to make his story credible.

4. Fake investments

Scammers exploit the lure of high returns to trap victims in fraudulent investments.

how does that work?

  • You receive an offer to invest in cryptocurrency, trading or real estate.

  • We promise you fast and guaranteed winnings.

  • You deposit money on a fraudulent platform.

  • Once your capital is invested, it becomes inaccessible.

5. Scam to buy online

The online shopping scam is a form of scam where a malicious seller solicits a payment by money transfer for a product or service and then disappears once the payment has been made, leaving the victim with no merchandise. This type of fraud is particularly prevalent on poorly regulated platforms and classifieds sites.

Mechanisms and techniques used:

  • Creation of fraudulent online shops:
    Scammers set up fake websites or use accounts on social platforms to present products at attractive prices. These pages often have a professional appearance to build trust, even if they do not have secure payment methods.

  • Use of unsecured payment methods:
    Rather than encouraging the use of secure payment systems (such as PayPal or credit cards with buyer protection), the scammer often asks for a direct money transfer or bank transfer. These methods leave little recourse in case of fraud, thus exposing the victim to a significant financial risk.

  • Lack of follow-up or customer service:
    Once the payment has been made, the seller disappears or ceases any communication, making it impossible to follow up on the order. False sellers exploit the lack of transparency and verification to mislead buyers.

  • Pressure and limited reactivity techniques :
    To convince the victim, the scammer plays on urgency (limited offers in time, supposedly exhausted stocks) in order to hasten the purchase decision without prior verification of the authenticity of the seller.

  • No opinion or verifiable reputation :
    These scammers often hide behind recent profiles or without a history of customer reviews, thus avoiding being spotted by other users or online rating systems.

how to protect yourself?

  • Never send money to a stranger.
  • Check the recipient’s information before making a transfer.
  • Be wary of urgent requests or offers that are too good to be true.
  • Never share your personal or banking information with a stranger.
  • Report any attempted fraud to the appropriate authorities.

If you have any doubts or questions, please contact our customer service before proceeding with a transfer. Your safety is our priority.

Contacter le service client

Les arnaques sentimentales prennent de nombreuses formes et ciblent les émotions des victimes pour les manipuler. La prudence et la vérification sont les meilleurs remparts contre ces escroqueries. Ne laissez jamais vos sentiments vous aveugler et n’envoyez jamais d’argent à une personne dont vous n’êtes pas certain de l’identité.

Restez vigilant et partagez ces conseils pour éviter que d’autres ne tombent dans le piège des arnaqueurs en ligne.